En mi experiencia como freelancer en México, encontrar una plataforma de pagos eficiente y segura es crucial para el éxito profesional. Una de las soluciones más populares para recibir pagos internacionales es Payoneer. En esta guía, te explicaré en detalle qué es Payoneer, sus ventajas y desventajas, cómo empezar a utilizarla, cuánto puedes llegar a ganar y algunos consejos útiles para maximizar sus beneficios.

¿Qué es Payoneer?

Métodos de Pago: LATAM

También disponible: PayPal, Wise, MercadoPago

Preguntas Frecuentes

Payoneer is an online payment platform that allows freelancers in Latin America to receive payments from clients worldwide. It works by creating a virtual bank account where you can receive funds in dollars ($) and then withdraw them to your local bank account or through ATMs.

Yes, Payoneer charges various fees, including a $29.95 annual account fee and transaction fees ranging from 1% to 3% depending on the withdrawal method. Be sure to review the fee structure on their website to understand how it affects your earnings.

Popular freelancing platforms in Latin America that accept Payoneer include Upwork, Fiverr, and Freelancer. These platforms allow you to seamlessly receive payments in dollars ($) and easily withdraw them through Payoneer.

You can withdraw your Payoneer funds by transferring them to your local bank account, which usually takes 3-5 business days. Alternatively, you can use the Payoneer Prepaid Mastercard to withdraw cash from ATMs, with fees typically ranging from $3 to $5 per transaction.

💡 Cheaper Alternative

Wise charges 0.5% vs Payoneer's 2%. Save on every transfer.

Try Wise Free →
Expert Writer Freelancing Expert · Writing since 2020 · Last updated: April 2026